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Refer-a-Friend SMS

Refer-a-Friend SMS Campaigns

GeneratedJun 15, 2026

99 predicted defendants identified in Rain Intelligence for this trend — companies that have not yet been sued, but are on plaintiffs’ firms’ radar.

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Filings

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Cases already on the docket

Under investigation

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AI forecasts

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Likely next defendants — full list in product

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Rain Intelligence customers see the full list of companies under pre-filing investigation by plaintiffs’ firms — plus the AI-forecasted defendants most likely to be sued next, with case theories, evidence summaries, and plaintiff-firm activity. This public preview shows only what is already on the docket.

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Pre-filing investigations

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AI forecasts

Understanding the trend

What is this trend?

Class actions targeting fintech, retail, and gig-economy apps whose refer-a-friend features pre-compose marketing texts and auto-send them from company short codes to recipients who never opted in. Filed primarily under Washington CEMA/CPA and TCPA "substantial assistance" theories at $500-$1,500 per text, post-Jensen v. Capital One and the Robinhood/Block RAF settlements that signaled real settlement money to the plaintiffs' bar.

What caused it

The 2022–2024 proliferation of fintech and gig-economy apps that auto-send pre-composed marketing texts to a user's contacts through the app's own short codes — without the recipients ever opting in — created a liability gap that plaintiff firms exploited once Jensen v. Capital One and the Robinhood/Block RAF settlements demonstrated real damages at $500–$1,500 per text under Washington CEMA/CPA and TCPA substantial-assistance theories.

Practices driving the lawsuits

  • Refer-a-friend features that auto-send pre-composed SMS from the company's short code to non-consenting recipients
  • TCPA substantial-assistance liability for platforms that control the message template and transmission
  • Washington CEMA/CPA per-text statutory damages of $500–$1,500 on top of TCPA claims
  • Post-settlement copycat filings targeting apps with similar referral architectures after Robinhood and Block settlements

Filed cases

Public court records · filterable + sortable

11 of 11 filings·99 hiddenBook a Demo
FiledDefendantCourtFirmIndustryTheoryComplaint
Jun 10, 2026

Carvana, LLC

Dennis Kisilev v. Carvana, LLC

Western District of WashingtonThe HQ FirmFintech / Digital Platforms
TCPA+3
View
Jun 4, 2026

Hatchitt Tax Club, Inc.

Winston Li v. Hatchitt Tax Club, Inc.

Northern District of CaliforniaCROSNER LEGALFintech / Digital Platforms
TCPA+3
View
Jun 4, 2026

Crunch Holdings, LLC

Molina v. Crunch Holdings, LLC

Southern District of FloridaPLG Damage AttorneysFintech / Digital Platforms
TCPA+3
View
Jun 3, 2026

International Financial Solutions, LLC d/b/a Boostify

Ryan Loof v. International Financial Solutions, LLC

Central District of CaliforniaCrosner LegalFintech / Digital Platforms
TCPA+3
View
Jun 2, 2026

Hims & Hers Health, Inc.

Monica Merrill v. Hims & Hers Health, Inc.

Northern District of CaliforniaCrosner LegalFintech / Digital Platforms
TCPA+3
View
May 29, 2026

DB Miami, Inc. d/b/a True Gold Republic

Hoffman v. DB Miami, Inc.

Western District of WashingtonStrauss Borrelli PLLCFintech / Digital Platforms
TCPA+3
View
May 4, 2026

Medtronic Inc.

Randy Knuckles v. Medtronic Inc.

District of Minnesota MinnesotaZimmerman Reed LLPFintech / Digital Platforms
TCPA+3
View
Apr 27, 2026

Kalshi Inc.

Nicholas Brown v. Kalshi Inc.

Western District of WashingtonMaze Law Group PLLCFintech / Digital Platforms
TCPA+3
View
Mar 20, 2026

Move, inc. doing business as realtor.com

Wayne Kirk v. Move, Inc. d/b/a Realtor.com

Washington Western District CourtThe Hq FirmFintech / Digital Platforms
TCPA+3
View
Feb 24, 2026

Alibaba group holding limited

Chris Hopkins v. Alibaba Group Holding Limited, Alibaba Group (U.S.) Inc., Alibaba (China) Technology Co., Limited, and Alibaba (Singapore) Limited

Washington Western District CourtCrosner legalFintech / Digital Platforms
TCPA+3
View
Feb 24, 2026

Mistplay, Inc.

Chris Hopkins v. Mistplay, Inc. and Mistplay USA, Inc.

Washington Western District CourtCrosner legalFintech / Digital Platforms
TCPA+3
View
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