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ERISA Tobacco Surcharge

ERISA Tobacco Surcharge Litigation

GeneratedMay 23, 2026

44 predicted defendants identified in Rain Intelligence for this trend — companies that have not yet been sued, but are on plaintiffs’ firms’ radar.

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Filings

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Cases already on the docket

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Likely next defendants — full list in product

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Rain Intelligence customers see the full list of companies under pre-filing investigation by plaintiffs’ firms — plus the AI-forecasted defendants most likely to be sued next, with case theories, evidence summaries, and plaintiff-firm activity. This public preview shows only what is already on the docket.

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Pre-filing investigations

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AI forecasts

Understanding the trend

What is this trend?

A nationwide wave of ERISA class actions targeting employer-sponsored group health plans that impose a monthly 'tobacco surcharge' (typically $20–$150/month) on self-reported smokers and nicotine users without offering a HIPAA-compliant reasonable alternative standard or providing proper notice.

What caused it

Three structural drivers: (1) HIPAA's wellness-program safe harbor requires plans charging a tobacco surcharge to offer a reasonable alternative standard (RAS) — and to clearly disclose it in plan documents and on every benefit form; many plans fail one or both prongs. (2) The successful Buescher v. North American Lighting case (April 2024) and subsequent settlement template spawned a copy-cat playbook now exported to dozens of large employers. (3) Plaintiff-firm investigators are systematically Facebook-targeting current and former employees of brand-name employers, and forecasting tools surface the next defendants by reading their open-enrollment kits and ACA Form 5500 filings.

Practices driving the lawsuits

  • Charging a tobacco-use surcharge without offering any reasonable alternative standard (RAS) — or burying the RAS where most employees never see it
  • Requiring smokers to enroll in a cessation program *and* successfully quit to avoid the surcharge (outcome-based vs. activity-based)
  • Failing to provide the HIPAA-required annual notice describing the RAS in every plan communication that mentions the surcharge
  • Conditioning the standard premium (rather than offering it as the default) on non-smoker certification, then refusing to refund or pro-rate when an employee enrolls in a cessation program mid-year
  • Self-reported tobacco questions on enrollment with no mechanism to update status, locking in the surcharge for 12 months even after quitting
  • Surcharge structured as a 'tobacco fee' or 'tobacco-related health fee' rather than a wellness-program surcharge — bypassing HIPAA wellness regulations entirely

Filed cases

Public court records · filterable + sortable

41 of 41 filings·44 hiddenBook a Demo
FiledDefendantCourtFirmIndustryTheoryComplaint
May 19, 2026

Republic Services, Inc.|Employee Benefits Committee|John Does 1-20

Patrick Braun v. Republic Services, Inc.

District of ArizonaSIRI & GLIMSTAD LLPEmployment and labor
Tobacco surcharge+3
View
May 1, 2026

Patrick Industries, Inc.

Steven D. Wilds et al. v. Patrick Industries, Inc.

Northern District of IndianaHassler Kondras LLP; Walcheske & Luzi, LLCEmployment and labor
Tobacco surcharge+4
View
Apr 29, 2026

The Kroger Co.

Lynn Anderson and Lissette Maldonado Padilla v. The Kroger Co.

Southern District of OhioChestnut Cambronne PA; Siri & Glimstad LLPHealthcare
Tobacco surcharge+5
View
Apr 22, 2026

Republic Services, Inc.

Nathaniel Diehl v. Republic Services, Inc.

District of ArizonaPEREZ LAW GROUP, PLLC | MILBERG PLLCInsurance
Tobacco surcharge+5
View
Apr 21, 2026

Amgen Inc.

Sanjay Sharma v. Amgen Inc.

Central District of CaliforniaMilberg PLLCHealthcare, pharma, and medical devices
Tobacco surcharge+5
View
Apr 17, 2026

Apple Inc.|The Apple Inc. Benefits Administrative Committee

Mickey A. Stithem v. Apple Inc. and The Apple Inc. Benefits Administrative Committee

Northern District of CaliforniaSIRI & GLIMSTAD LLPEmployment and labor
Tobacco surcharge+5
View
Apr 7, 2026

Nestlé USA, Inc.

Melissa G. Hohl v. Nestlé USA, Inc.

Virginia Eastern District CourtSIRI & GLIMSTAD LLPEmployment and labor
Tobacco surcharge+5
View
Mar 31, 2026

Acadia Healthcare Company, Inc.

Ibelis Rodriguez v. Acadia Healthcare Company, Inc.

Tennessee Eastern District CourtSiri & Glimstad LlpInsurance
Tobacco surcharge+4
View
Mar 17, 2026

humana, inc. | humana, inc. manager of benefits administration

Dennis P. Cassady v. Humana, Inc. and the Humana, Inc. Manager of Benefits Administration

Kentucky Western District CourtSiri & Glimstad LlpInsurance
Tobacco surcharge+3
View
Mar 12, 2026

Huntington Ingalls Industries, Inc. | HII Administrative Committee

Leo B. Brown and Richard Fowler v. Huntington Ingalls Industries, Inc. and HII Administrative Committee

Virginia Eastern District CourtButler Curwood, Plc, Chirinos Law Firm Pllc, Stiegler Law Firm Llc, Bloom Legal Llc, Horan & Horan, PllcInsurance
Tobacco surcharge+4
View
Mar 9, 2026

The hershey company | The hershey company employee benefits administrative committee

Elizabeth A. Shope v. The Hershey Company and The Hershey Company Employee Benefits Administrative Committee

Pennsylvania Middle District CourtFeinstein Doyle Payne & Kravec, Llc, Siri & Glimstad LlpInsurance
Tobacco surcharge+5
View
Feb 3, 2026

The Procter & Gamble Company | The Procter & Gamble U.S. Business Services Company | The Procter & Gamble Policy Committee

Alicia Mendez v. The Procter & Gamble Company

Ohio Southern District CourtChestnut Cambronne Pa, Siri & Glimstad LlpInsurance
Tobacco surcharge+4
View
Jan 30, 2026

Sysco corporation

Julie Avalos and Randy Wolfe v. Sysco Corporation

Texas Southern District CourtSiri & Glimstad LlpInsurance
Tobacco surcharge+4
View
Jan 23, 2026

O'reilly automotive, inc.

John Hatfield v. O'reilly Automotive, Inc.

Missouri Western District CourtPospisil Swift, Llc; Siri & Glimstad Llpinsurance
Tobacco surcharge+5
View
Jan 9, 2026

The goodyear tire & rubber company

Tabitha Kiles v. The Goodyear Tire & Rubber Company

Ohio Northern District CourtStrauss Troy Co. Lpa, Walcheske & Luzi, Llc, Chirinos Law Firm, PllcInsurance
Tobacco surcharge+2
View
Dec 10, 2025

Home Wet Bar, LLC

Nicole Davis v. Home Wet Bar, Llc

Illinois Northern District CourtEqual Access Law Group, PllcConsumer products / retail
Americans with Disabilities Act violation, Declaratory relief requested
View
Oct 31, 2025

Leidos, inc.

Jennifer Walker v. Leidos, Inc.

Virginia Eastern District CourtSiri & Glimstad Llpinsurance
Tobacco surcharge+5
View
Oct 9, 2025

Safelite group inc. | Safelite group inc. benefits administrator

Christopher B. Curtis and Chad Austin v. Safelite Group, Inc. and Safelite Group, Inc. Benefits Administrator

Ohio Southern District CourtChestnut Cambronne Pa, Siri & Glimstad LlpAutomotive & Mobility
Tobacco surcharge+4
View
Jul 24, 2025

Nordstrom, Inc.

Rashi Pinckney, Jack Ferguson, And Ray Eaton Jr. V. Nordstrom, Inc.

Washington Western District CourtSiri & Glimstad LLPRetail & E-commerce
Tobacco surcharge+5
View
Jun 16, 2025

Lowes Companies, Inc.

Randy Denny and Michele Golembeck v. Lowes Companies, Inc.

North Carolina Western District CourtSiri & Glimstad LlpRetail & E-commerce
Tobacco surcharge+2
View
May 29, 2025

Dollar General Corporation

Regina D. Miller and Shamisha Walker v. Dollar General Corporation

Tennessee Middle District CourtSiri & Glimstad LlpRetail & E-commerce
Tobacco surcharge+3
View
May 22, 2025

United surgical partners international, inc.

Dara Janosky v. United Surgical Partners International, Inc.

Kentucky Eastern District CourtSiri & Glimstad LlpHealthcare & Pharmaceuticals
Tobacco surcharge+3
View
May 8, 2025

Glens Falls Hospital

Kimberely M. Schultz v. Glens Falls Hospital

New York Northern District CourtSiri & Glimstad LlpHealthcare & Pharmaceuticals
Tobacco surcharge+4
View
Mar 28, 2025

Casey's General Stores, Inc.

Elizabeth D. Blalock v. Casey's General Stores, Inc.

Iowa Southern District CourtSiri & Glimstad Llp and Koley Jessen P.C., L.L.O.Retail & E-commerce
Tobacco surcharge+3
View
Mar 19, 2025

Safelite Group, Inc. | Safelite Benefits Administrator

Kelly Key v. Safelite Group, Inc.

Ohio Southern District CourtTransportation & Logistics
Tobacco surcharge+3
View
Mar 3, 2025

Lhc group, inc.

Amanda J. Knight v. LHC Group, Inc.

Louisiana Western District CourtC bergeron law siri & glimstad llpHealthcare & Pharmaceuticals
Tobacco surcharge+3
View
Feb 12, 2025

Walgreen Company | Walgreen Health And Welfare Committee

Alexis J. Roman v. Walgreen Company and the Walgreen Health and Welfare Committee

Illinois Northern District CourtSiri & Glimstad LlpHealthcare & Pharmaceuticals
Tobacco surcharge+4
View
Jan 17, 2025

Whole Food Market, Inc. | Whole Foods Market Inc., Benefits Administrative Committee

Paul Wilson, Tyler Houston, And James Besterfield V. Whole Food Market, Inc. And The Whole Foods Market Inc., Benefits Administrative Committee

Texas Western District CourtSiri & Glimstad LlpRetail & E-commerce
Tobacco surcharge+3
View
Nov 13, 2024

Ttec holdings, inc.

Shemia Parker v. TTEC Holdings, Inc.

Colorado District CourtStueve Siegel Hanson Llp, Mcclelland Law Firm, P.C.Other
Tobacco surcharge+3
View
Oct 30, 2024

Ascension Health Alliance

Jennifer L. Plesha v. Ascension Health Alliance

Missouri Eastern District CourtPospisil Swift, Llc and Siri & Glimstad LlpOther
Tobacco surcharge+3
View
Oct 23, 2024

Xpo, Inc. | Gxo Logistics, Inc.

James Richard Hill, Iii v. Xpo, Inc. and Gxo Logistics, Inc.

Connecticut District CourtMadsen Presley & Parenteau, Llc, Stueve Siegel Hanson Llp, Mcclelland Law Firm, P.C.Other
Tobacco surcharge+4
View
Oct 17, 2024

Campbell Soup Company

Jamar Spencer v. Campbell Soup Company

New Jersey District CourtSiri & Glimstad LlpOther
Tobacco surcharge+1
View
Oct 9, 2024

Compass group usa, inc.

Richard L. Mehlberg and Angela R. Deibel v. Compass Group Usa, Inc.

Missouri Western District CourtStueve Siegel Hanson Llp, Mcclelland Law Firm, P.C.Other
Tobacco surcharge+3
View
Oct 3, 2024

Pepsico, Inc., Pepsico Administration Committee

Krista E. Noel v. Pepsico, Inc., Pepsico Administration Committee

New York Southern District CourtSiri & Glimstad LLPOther
Tobacco surcharge+3
View
Sep 26, 2024

Target Corporation

Joseph Williams v. Target Corporation

Texas Northern District CourtChesnut Cambronne PA, Siri & Glimstad LLPOther
Tobacco surcharge+3
View
Sep 26, 2024

7-Eleven, Inc.

Barbara A. Baker v. 7-Eleven, Inc.

Pennsylvania Western District CourtFeinstein Doyle Payne & Kravec, LLC, Siri & Glimstad LLPOther
Tobacco surcharge+3
View
Sep 23, 2024

Tractor Supply Company

Chelsea L. Harrison Keesler v. Tractor Supply Company

Texas Northern District CourtWeisberg Cummings, P.C., Stueve Siegel Hanson LLP, McClelland Law Firm, P.C.Other
Tobacco surcharge+3
View
Sep 16, 2024

Walmart, Inc.

Annette M. Cunningham And Samantha M. Dennis v. Walmart, Inc.

New York Eastern District CourtSiri & Glimstad LLPOther
Tobacco surcharge+4
View
Aug 30, 2024

U.G.N., Inc.

Charles K. Smith v. U.G.N., Inc.

Illinois Northern District CourtWalcheske & Luzi, LLC and Hassler Kondras Miller LLPOther
Tobacco surcharge+4
View
Apr 26, 2024

Bass Pro Group LLC and BPS Direct LLC

Nora ruiz v. Bass pro group LLC, and BPS direct LLC

Missouri Western District CourtStueve siegel hanson llp, Mcclelland law firm, p.c.Other
Tobacco surcharge+3
View
Apr 10, 2024

North American Lighting, Inc.

James R. Buescher v. North American Lighting, Inc.

Illinois Central District CourtWalcheske & Luzi, LLC and Hassler Kondras Miller LLPOther
Tobacco surcharge+5
View
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